For Sierra Madre residents, the updated Fire Hazard Severity Zone (FHSZ) maps may affect homeownership, insurance, and overall wildfire preparedness. Properties located within newly designated High or Very High hazard zones may be subject to stricter building code enforcement, particularly under California’s Wildland-Urban Interface (WUI) regulations.
Homes located in Very High Fire Hazard Severity Zones are required to maintain at least 100 feet of defensible space around structures. This requirement is enforced locally and may involve periodic inspections or citations for non-compliance. Sellers are also legally required to disclose a property’s fire hazard classification during real estate transactions, which may influence buyer decisions and resale value.
Learn more about Defensible Space and Home Hardening.
While CAL FIRE’s Fire Hazard Severity Zone maps are not used directly by insurance companies to calculate wildfire risk, many insurers reference similar data or fire zone classifications when determining coverage eligibility or premiums. As a result, some homeowners in High or Very High hazard zones may experience higher insurance rates, stricter policy terms, or referral to the California FAIR Plan for limited fire coverage. Insurance FAQs
These updated maps also help guide the City’s evacuation planning, zoning decisions, and eligibility for hazard mitigation grants. Public awareness and preparedness remain critical to building a more fire-resilient Sierra Madre.